| Pollution Exclusion |
| The CGL Policy Exclusion for PollutionMore... |
| Conditions Precedent to Uninsured Motorist Coverage |
| Uninsured motorist (UM) benefits are available to an insured so that he may recover from his insurer in the event he is involved in a motor vehicle accident with an uninsured driver. In order for the insured to obtain recovery under UM coverage, several conditions must first be met.More... |
| First-Party Insurance |
| An insured may submit a claim to his insurer to recover under two different categories of insurance. The categories are based on whom the insurer is required to pay. If the insurer is required to pay the insured for his loss, the insurance classification is "first-party" insurance. If the insurer is required to pay a third party on behalf of the insured due to a loss caused by the insured to the third party or the third party's property, the insurance classification is "third-party" insurance. This article addresses first-party insurance only.More... |
| Mass Marketing |
| Mass marketing in the insurance field is the presentation of a selling message to induce a number of insureds at one time to purchase insurance policies. It has changed the traditional method of selling insurance on a one-on-one basis.More... |
| Insurance Law> General Liability Insurance> Property Coverage |
| (The CGL Policy Exclusion For "Your Product")More... |
Ryan Mercaldo & Worthington LLP
Attorneys At Law
